Can’t Refinance?

 Loan Modification & Restructuring is here!

Many of our clients will find themselves using a Loan Modification Plan to stop foreclosure, or to get their loan back to a more manageable level. If you can currently make your regular payment, but you cannot catch up with the past-due amount, we will negotiate with your lender to roll any past-due amounts, including interest and escrow, into the unpaid principal balance.

If you are unable to make payments at this rate, we will negotiate with your lender to extend your loan for a longer period of time, modifying the loan amount to a more affordable level. We have even been successful at lowering the interest rate, thus giving you a lower monthly payment which you can afford. If your rate has adjusted, we may be able to have the rate adjusted back to the lower rate. This will not only help to give you a lower monthly payment which you can afford, but will also help you pay off your home sooner than before.

A Loan Modification will change your existing mortgage note and give you a fresh new start in managing your home. Your account will be brought up to date immediately. You will no longer have the lender calling asking you to pay fees and charges that you simply cannot afford.

Federal legislation allows homeowners who negotiate loan modifications with lenders to escape income-tax liability for the amount forgiven. Click here for more information.

That is why Inform Mortgage has teamed up with Nationwide Home Relief, LLC specializing in helping clients avoid foreclosure and find working solutions for both the homeowner and the mortgage lender. Our help may consist of a multi-phase loan modification, forbearance plan or even a short sale. We understand there are many reasons why today's homeowners struggle making payments on their mortgages and we recognize everyone's situation is very unique. At NHR we take the time to meet with our clients in an effort to explain all options. We can assist in determining the affordability of keeping your home versus your decision of selling in order to avoid foreclosure. Each customer is unique; therefore each customer is presented with a personalized consultation with our experienced staff.

Don't try to tackle this huge problem alone! You need to get professional help with such a critical problem.  Do not hesitate; Time is not on your side! Once Inform and Nationwide Home Relief is on your side, you can sit back and relax. Our team of specialists will be working for you to accomplish your goals. Time is critical! Every minute, hour and day that passes your options become more and more limited. One day could be the difference between saving your home or losing it to foreclosure.
Our one-on-one consultation and respect for individual circumstances attribute's to our high rate of success and completion ratio. Our flexibility allows us to offer more comprehensive solutions to suit your individual needs.

Contact Me today for a Free Consultation.